Habitat for Humanity
Builds and repairs homes with families in need, creating affordable homeownership opportunities worldwide.
At a glance
Rating and filings checked Oct 12, 2026. Sources: Charity Navigator, IRS Form 990 via ProPublica Nonprofit Explorer. How we check
Is Habitat for Humanity a good charity?
Habitat for Humanity holds Charity Navigator's highest rating: 4 out of 4 stars, with an overall score of 97%. Its 2023 Form 990 reports $329.2M in revenue, up 14% from $288.1M in 2019, and $330.6M in expenses. Rating checked Oct 12, 2026.
Finances
From Habitat for Humanity's annual IRS Form 990 filings (filed as Habitat For Humanity International Inc).
| Year | Revenue | Expenses | Net assets | Officer & key staff pay | Filing |
|---|---|---|---|---|---|
| 2023 | $329.2M | $330.6M | $430.8M | $3.7M | 990 PDF |
| 2022 | $439.4M | $290.4M | $431.2M | $6.7M | 990 PDF |
| 2021 | $330.1M | $282.6M | $292.1M | $5.8M | 990 PDF |
| 2020 | $272.8M | $269.3M | $230.8M | $5.4M | 990 PDF |
| 2019 | $288.1M | $274.9M | $231.3M | $4.6M | 990 PDF |
A newer filing for 2025 is out but not yet summarized: read the 2025 Form 990 (PDF).
Officer & key staff pay is the 990's total for current officers, directors, trustees and key employees, not one salary.
What charities in housing & homelessness do
Housing-and-homelessness organizations operate across a continuum from emergency shelter to permanent supportive housing, with growing emphasis on the evidence-based "Housing First" model — providing stable housing before treating other issues. Strong nonprofits combine direct service (shelters, transitional housing, rapid rehousing) with case management, policy advocacy, and capital-development of new affordable housing units. Funding supports staff, rental subsidies, mental-health and addiction services, and capital costs for housing development.
How to judge charities in this area
Look for outcomes data on housing retention: how many people stayed housed 6, 12, and 24 months after exiting the program. Strong nonprofits track this; weak ones report only "people served." Built for Zero is the gold-standard methodology — organizations using it tend to deliver better results. Avoid charities that emphasize shelter-bed counts over permanent-housing outcomes.
How to support beyond a one-time gift
- + Donate cash, not goods — most shelters have very specific supply needs and can buy more efficiently than donated goods allow
- + Recurring monthly gifts are particularly valuable — housing programs require predictable revenue
- + Volunteer with case management, intake, or maintenance at a local shelter
- + Advocate for zoning reform in your municipality — restrictive zoning is the single biggest barrier to affordable housing
- + Use employer matching — homelessness organizations are often eligible
Verify before you give
A few minutes of independent verification pays off — especially for larger gifts. These resources let you confirm the details on Habitat for Humanity:
Frequently asked
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